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Never Miss the Right Time
to Refinance

Popis Interest Rates monitors mortgage benchmark rates and alerts you when conditions match your criteria. Set it once, then wait for the perfect moment.

How It Works

Three simple steps to automated refinance monitoring

1

Enter Your Loan Details

Tell us about your current mortgage: balance, rate, and remaining term. Plus your expected time in the home.

2

Set Your Thresholds

Define when to alert you: target benchmark rate, break-even period, or both. You control the criteria.

3

Receive Your Alert

We monitor rates daily and email you when your criteria are met. No spam, just one timely notification.

Powered by Official Data

We use the Optimal Blue 30-Year Fixed Rate Mortgage Index from the Federal Reserve Economic Data (FRED) system. This benchmark updates daily on weekdays and reflects actual lender pricing.

Data Source

FRED (Federal Reserve Economic Data)

Update Frequency

Daily (weekdays)

Series

OBMMIC30YF

Check Cadence

Daily at 7 AM UTC

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Start Monitoring Today

Set up your refinance alert in under 2 minutes. It's free.

🐄Popis Interest Rates

Popis Interest Rates uses benchmark rate data as a proxy for refinance rates. Actual rates will vary by lender and your credit profile. This is not financial advice.

Data source: Optimal Blue Mortgage Market Indices via FRED